Corporate debt restructuring
Reorganising obligations to improve resilience, reduce distress and create room to operate.
Corporate debt restructuring
Corporate debt restructuring is the reorganisation of a company’s outstanding obligations, often by reducing the burden of debt: lowering the rates paid and lengthening the time to repay. This increases the company’s ability to meet its obligations. Some debt may also be forgiven by creditors in exchange for an equity position.
The need usually arises when a company is under financial hardship and struggling to meet its obligations. If the risk of insolvency is high, it can negotiate with creditors to reduce these burdens and improve its chances of avoiding bankruptcy.
Focus
Debt mapping, creditor negotiation and sustainable repayment structures.
Typical triggers
Liquidity stress, covenant breaches, delayed repayments or insolvency risk.
Outcome
Reduced burden, extended timelines and improved ability to meet obligations.
What we do
We work with promoters, CFOs and lenders to design and execute a restructuring that is realistic, documented and implementable.
Debt & liability mapping
A clear picture of secured, unsecured, statutory and contingent liabilities, and the cash-flow pressure each creates.
Creditor & stakeholder negotiation
Structured engagement with banks, NBFCs, financial institutions and other creditors to align on a workable outcome.
Restructuring & conversion structuring
Rescheduling, rate reduction, moratoriums, debt forgiveness and equity conversion where appropriate.
Documentation & implementation
Term sheets, agreements, regulatory filings and coordination through to closure and monitoring.
The restructuring journey
We run the process as a controlled programme with clear owners, deliverables and dates.
Assessment & viability review
Understand the distress, the cash-flow position and whether a sustainable restructuring is possible.
Stakeholder mapping
Identify creditors, their exposures, security positions and likely priorities.
Proposal design
Build a restructuring proposal covering timelines, rates, moratoriums and any conversion or forgiveness.
Negotiation
Engage creditors, address concerns and move toward a signed term sheet.
Documentation & approvals
Final agreements, board and regulatory approvals, and any required filings.
Implementation & monitoring
Track covenants, repayments and reporting to keep the restructuring on course.
Why Norrwin
- Partner-led execution. Senior involvement from assessment through to implementation.
- Creditor-side experience. A practical understanding of what lenders need to see and how decisions are made.
- Capital and advisory under one roof. Restructuring can be sequenced with fresh funding or equity solutions.
- Implementation discipline. We stay involved through documentation, filings and monitoring.
Let’s discuss your capital & strategic priorities
For client discussions, mandates, partnerships and transaction opportunities.